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Nov 17, 2025
If you can’t pay your credit card debt, you may face late fees, higher interest charges, and collection calls. Your credit rating will likely drop, making it harder to borrow money in the future. If the debt remains unpaid, you could also be sued. But you do have options. You can contact your bank to set up a payment plan, or seek free advice from a credit counselling service. The earlier you act, the more choices you’ll have. The Credit Counselling Society offers free and confidential support in BC.
